Frequently Asked Questions

What are cash advances and payday loans?

A cash advance is a financial tool that's purpose is to help people who are in need of money to pay off their bills or any other surprise expenses, when one might be having a short loss of income or other financial hard times. Cash advances are secured against an upcoming source of income; government allowances or paychecks. Cash advances are typically deposited through direct deposit within 24 hours of a processed form, but this varies depending on the lender.

What are the qualifications?

Cash advances are the easiest loans to qualify for. Most lenders ask you to fit these requirements stated below:

• Have a regular income
• Monthly income must be at least $1000
• Have a working savings and checking account
• Must be 18 years of age and a U.S. citizen

How much time does it take to acquire my loan?

Most borrowers may receive an approval in between a couple of minutes and several hours, however, this varies from lender to lender. If approved, the funds could be electronically wired to your set bank account during the next business day.

How secure is it to request a cash advance online?

Requesting online is the most secure and recommended way to receive any cash advance. For more information on security please see out security page.